David Ehrich

Co-Founder and Executive Director, Alliance for Innovative Regulations (AIR)

David Ehrich is Co-founder and Executive Director of AIR – the Alliance for Innovative Regulation, a non-profit dedicated to the digital modernization of the regulatory system. David has worked in banking and payments for 20 years at McKinsey, American Express where he was a GM in the prepaid group, and JPMorgan Chase where he was the head of credit card strategy. David is the architect of the Bank On National Account Standards for bank accounts with no overdraft fees and he is a Co-Founder of Petal, a NYC-based fintech credit card startup pioneering the use of cash flow underwriting to help consumers who lack a history of credit. David is currently a member of the Community Advisory Board (CAB) of the Consumer Finance Protection Bureau and he has served on several nonprofit boards. He is a fintech advisor and angel investor, and an advisor to TSEF (The Social Entrepreneurs Fund), and the Marketplace Partner Advisory group for the Financial Clinic. David has an MBA from the Tuck School of Business at Dartmouth, and a B.S. from Cornell University.