Chief, Outreach and Program Development,
Division of Depositor and Consumer Protection
Federal Deposit Insurance Corporation (FDIC)
Luke W. Reynolds is Chief of Outreach & Program Development at the FDIC. He manages staff who develop, enhance, and promote FDIC’s financial education resources for consumers and small businesses. Mr. Reynolds’ team also develops resources to support other national community development activities. He and his team conceptualized and implemented two FDIC pilots, the Youth Savings Pilot and Adopt-a-School Pilot. Mr. Reynolds serves on the Consumer News editorial board, DCP Workplace Excellence Council, Alternative Dispute Resolution Steering Committee, and has previously served on the Un/Underbanked Surveys Project Team and helped manage the Small Dollar Loan Pilot. He is also an FDIC Deputy Ethics Counselor.
Mr. Reynolds has authored or contributed to many publications. These include authoring two law review articles and co-authoring a longitudinal evaluation of Money Smart. He has spoken internationally on the US consumer protection landscape and has taught senior foreign leaders how to adapt the Money Smart curriculum to develop a national financial education program.
During details as an Acting Associate Director, he led the Community Affairs Branch in refocusing its resources to foster bank-community collaborations that promote community development and economic inclusion, while establishing processes to manage operational risk. Among earlier responsibilities, he was a Commissioned Bank Compliance Examiner in the FDIC’s Detroit field office and a Large Bank CRA subject matter expert. And, as the FDIC’s Community Affairs Specialist in Southern California, he provided technical assistance to financial institutions and their partners on various matters. One project, a small business loan portal, received coverage in the Los Angeles Times. Through this role, Mr. Reynolds also served on the Executive Committee of the entity that organized the Volunteer Income Tax Assistance program throughout Los Angeles County.
Mr. Reynolds, a native Oregonian, holds a baccalaureate degree with High Distinction from Indiana University where he studied public financial management and economics and a Juris Doctor (J.D.) degree from Loyola Marymount University Law School in Los Angeles. He is a licensed attorney in California and the District of Columbia, and is a Certified Regulatory Compliance Manager (CRCM). He served as Chief Technical Editor of the Loyola of Los Angeles International Law Review, and has been recognized for his pro bono work, which has included litigation. His other awards include the FDIC Chairman’s Individual Excellence and Chairman’s Team Excellence Awards, Divisional Manager of the Year Award, and a Commendation by the County of Los Angeles.